If you’ve been looking for new homes for sale in York, PA and finally found THE ONE, you are probably wondering what documents and information your bank will need to secure your mortgage.  The process can seem overwhelming, especially if it’s your first time buying a house.  

Getting a Mortgage for a House in York, PA

What’s Your Budget?

It’s a good idea to determine your budget and desired monthly payment before looking for new homes for sale in York, PA. 

What Type of Loan Should You Get?

After that, you should research loan options and decide which one is best for you.  Common types include conventional, FHA, VA, and USDA loans.   

Let’s Get Pre-Approved!

Before you can submit your loan application, you need to get pre-approved.  Your lender will need information on your credit score, income, assets, and debts.

Make an Offer!

Now that you know your budget and have been pre-approved for a loan and can make an offer or enter into a sales agreement with a builder.

Submit Your Loan Application

The final part of the process is completing your home application.  You’ll need to gather documentation on your income, employment history, assets, debts, and other financial information as required by your lender.

Close on New Homes for Sale in York, PA

Assuming everything goes well with your loan application, you’ll be ready to close and move into your new home soon.  Expect the mortgage process to take at least 30 days once your application is approved to be able to finalize the loan and close.  

New Homes for Sale in York, PA

Burkentine Builders offers new homes for sale in York, PA.  We offer a variety of communities and floor plans to fit your needs and budget.  We are committed to providing meaningful spaces that allow you to Live Different.  With over 30 years of experience in the home building industry, you can rest assured that you are in good hands when you choose Burkentine Builders for your next home.